Working as a Credit Analyst within our FinTech Repayments and Portfolio Group offers the chance to collaborate with colleagues based in Europe and Africa solving real world problems that have a huge scale of social impact across Africa.

In contrast to other analyst roles at M-KOPA, that focus on understanding what did or will happen, the role of a Credit Analyst is to answer the “why did it happen” and “what should we do” questions. Which we bucket into three areas:

• Deep dives
• Testing ideas
• Modelling

This role requires a swiss-army-knife skillset as you will jump from one problem to the next and quickly adapt to different datasets, modelling paradigms and commercial contexts.

At M-KOPA we use the latest technologies and tools to build fantastic customer experiences with a socially and environmentally conscious mission that echoes throughout the organisation.

What does day-to-day look like and how do your skills compare?

• Analysis of Digital Financial Services Data – end-to-end analytics workflow that includes defining critical metrics, experimentation, A/B testing, analysis, and building meaningful dashboards.
• Utilising – strong coding skills with Python to work with complex backend data.
• Squads – working closely with our Product and Analytics teams.
• Collaborating – very closely with our Analytics and Machine Learning engineers who are responsible for data orchestration and managing our machine learning models.
• Insights – delivering insightful presentations that help shape commercial decisions in our FinTech group.
• Problem Solving – advising and researching on complex business problems that affect our repayment cycles, staying up to date with industry trends and regulations.