• Academic Qualifications – Degree/Diploma in Finance, Business Administration, Economics or related field
• Professional Certification – CPA (Intermediate and above) ACCA, CFA. Credit management certification is an added advantage
• Experience – At least 3years in a busy financial environment, specifically in credit analysis, lending or debt recovery
• Regulations Knowledge – In-depth and sound knowledge   of statutory regulations or CBK guidelines
• Technical Knowledge – understanding of credit risk management , loan documentation and KYC procedures

Key skills and attributes

• Analytical skills – ability to analyze financial data and make sound decisions
• Communication – Excellent written and verbal skills for communication with clients
• Report Writing – good acumen for producing diverse reports
• Negotiation – ability to manage delinquent accounts and handle loan restructuring
• Software proficiency – experience with banking systems and MOS
• Integrity – high level of ethical behavior