We are looking for a Data Science and Strategy Manager in Credit to join our team in Kenya. This is not a back-end engineering role but a role combining data science with strategic management and credit expertise, rather than being a pure data science position.

We’re not merely seeking an operations manager; we’re looking for a strategic consultant to our business leaders. Someone eager to work on the front lines of business and strategy at M-KOPA, rather than in a back-end engineering role

The role is similar to an analytical project manager, bridging credit experience, qualitative observations, economic and behavioural research and technical data analytics to answer key questions about M-KOPA’s credit portfolio.

To excel in this role, you’ll identify problems, manage analytical workflows, and deliver actionable recommendations. Imagine being the go to person in leading the analysis and communication of our company’s credit performance across portfolios, customers, and products. You’ll handle multi-source data, design out of the box experiments, test hypotheses, and create impactful presentations and reports for stakeholders.

This role is perfect for those with strong strategic planning and execution skills. You’ll develop and monitor strategic credit plans that align with business goals and drive growth, providing insights that influence consumer credit behaviour. If you’re data-driven and thrive on strategic impact, this role is your ideal platform.

What’s exciting about this role?

• Imagine being a strategic consultant to the Country General Manager and top C-suite leaders, all industry pioneers in their fields. In this role, you will shape M-KOPA’s strategic direction by evaluating business proposals, ensuring they meet sound business criteria, and managing credit risk.
• Your insights will drive key decisions, as you provide thought leadership and in-depth analysis using tools like SQL, R, and Python. You’ll design innovative initiatives to enhance credit performance, working closely with various departments to achieve stellar results.
• As a key player, you’ll develop and refine financial models, monitor performance metrics, and challenge existing credit management practices. Your reports and presentations will influence senior management and investors, while your innovative approaches will keep M-KOPA at the forefront of the industry.
• You’ll build strong stakeholder relationships, communicate complex ideas clearly, and foster a culture of creativity and problem-solving. This role is your chance to make a significant impact, guiding business growth and setting new standards in credit management.
• In essence, this role offers you a thrilling opportunity to lead transformative efforts in bad debt provisioning and adjustments , Interventions to improve credit performance, product, service, and pricing decisions

Expertise

Our expectations are that your CV reflects a rich blend of technical expertise, practical experience and leadership competencies positioning you as a valuable asset in the field of Credit.

• We’re seeking a candidate with a blend of technical expertise, practical experience, and leadership/advisory in Credit. If you have experience in analytical fields like consumer credit or data science and have managed teams or projects, we want to hear from you.
• Showcase your skills in SQL, R, Python, PowerBI, and Excel, and your ability in credit, data, and financial analysis. Knowledge of lending practices and consumer credit in emerging markets is a plus.
• To lead and influence General Manager and c-suite leaders in the business, exceptional interpersonal and presentation skills are crucial.