Role Summary

Looking for an opportunity to use your analytical skills and business insight to alleviate poverty and empower access to financial services? Angaza is building a modern analytics practice around a deep commitment to our core values, high-quality tools, proven development practices, and a philosophy of continuous professional improvement, and we need you to help us make that vision a reality! You will interface with colleagues across the company to develop a deep understanding of the sources of our various data streams as well as design consumer credit and decision models that will best support the business.

Outcomes

• Deliver business solutions via a collaborative approach to make optimal consumer credit and underwriting decisions
• Do this by:
  • Analysing data
  • Building and monitoring predictive models (Credit Scorecards and other ML Models)
  • Monitoring portfolio performance
  • Identifying opportunities to improve profitability and portfolio health
  • Being creative in creating new features from available data
  • Evaluating new data sources in terms potential predictive lift

Competencies:

• Strong SQL skills
• Proficiency with an open source data science language for building predictive models (Python, R)
• Experienced in building and evaluating Credit Scorecards
• Understanding of retail credit / unsecured consumer lending / BNPL products
• Strong business insight and appreciation of the challenges facing growing businesses.
• Bonus if you have:
  • Any experience working with alternative data such as mobile money transactions
  • Git change control practices

You:

• Have a minimum of 3 years experience as decision scientist working in a consumer lending/credit environment
• Are highly proficient in working with SQL and Python or R
• Thrive in a cooperative, dynamic environment
• Have strong quantitative and problem-solving skills
• Demonstrate excellent written and verbal communication skills
• Pride yourself on attention to detail
• Exhibit a strong tendency towards self-management
• Exemplify Angaza’s key values: maximizing impact, empathetic, courageous, trustworthy, curious, and collaborative