Key Responsibilities

• Evaluate and approve credit applications, considering structure, risk versus return, and risk mitigants.
• Make well-informed decisions within delegated sanctioning authority and provide recommendations for referred applications.
• Analyze credit applications to ensure alignment with the bank’s credit appetite and profitability.
• Present applications to Credit Committee and/or delegated credit evaluators.
• Ensure compliance with lending policy guidelines and governance requirements.
• Implement and adopt Compliance, Anti-Money Laundering, and Sanctions requirements.
• Support Corporate business units in delivering world-class service to customers and negotiating deal structures.
• Manage risk in existing portfolio by measuring credit losses, sector concentration, and risk migration.
• Monitor and address changes in credit quality and industry risk profiles.
• Lead, Develop and Direct the Business Origination & Corporate Service Team to deliver the department’s financial and non-financial performance targets.

The Person

For the above position, the successful applicant should have the following:

• University Degree in Business Administration, Economics, Finance, Banking or its equivalent from a recognized institution.
• A solid background in corporate credit, with a minimum of eight (8) years at decision making level, preferably with a track record of operating with a personal delegated authority in corporate environment.
• Minimum 6 years’ experience in the application of extensive credit management, preferably in a Corporate and Investment Banking environment
• Proven ability to understand holistic business, pricing, and capital management issues, with exposure to structured products environment a strong advantage.
• Experience in leading and developing diverse teams.
• 5 years’ experience in management as a Senior Manager or Head of Department