As a key member of Tala’s global Credit team, you will assess and manage the credit performance of a portfolio in an individual market by developing subject matter expertise in Tala’s customer segment and loan product. You will leverage our large amount of data to analyze, test, and make data-driven recommendations to improve our credit product offering, partnering closely with our product, data science, and in-market team. The results of the initiatives you lead will increase financial access for our customers and drive positive business outcomes.

What You’ll Do

• Effectively assess and communicate the health of a given country’s portfolio, and make recommendations on credit strategy changes when necessary
• Identify, test, and implement credit strategy, including approval/decline decisions and loan limit, pricing, and duration offerings
• Contribute to the development of new products and features for various customer segments
• Partner with other functional members of the country team to drive positive customer and business outcomes

What You’ll Need

• Previous experience working with either lending or other financial services analytics
• Ability to set and manage own agenda based on business priorities and relative impact
• 2-4 years experience in analytical roles, with track record of success in FinTech, consumer lending, consumer banking or related industries
• Proven strong problem solving and analytical skills
• Proficiency in SQL (required) and Python (preferred)
• Ability to pull, process, and interpret vast amounts of data in a self-sufficient manner
• Ability to use a combination of data, assumptions, and intuition to formulate recommendations
• Ability to navigate the product life cycle – taking an initiative from ideation to implementation
• Curiosity that will enable you to quickly digest the Tala loan product business model
• Comfort working and effectively communicating in a fast paced, dynamic environment with distributed teams