Job Description

Candidates suited for the Specialized Lending role will bring deep expertise in structuring and delivering complex lending solutions across commercial property, asset‑based lending, mortgage lending and multi‑product credit arrangements. They will demonstrate the ability to conduct thorough financial and portfolio analyses, provide sound aligned advisory insights, and design tailored lending structures that meet the unique needs of affluent and wealth clients. Mastery of debt consolidation, loan restructuring, risk assessment, and financial due diligence—paired with a strong understanding of banking compliance requirements is essential to ensure high‑quality, compliant, and impactful lending solutions.

Successful candidate will be commercially astute specialist who partner seamlessly with Relationship Managers to originate, structure, motivate, and execute sophisticated lending deals that grow the debt book and maximise client value. They will possess strong stakeholder engagement skills, influencing credit teams, valuators, legal partners, and risk functions to deliver fast, high‑quality outcomes.

Qualifications

• Type of Qualification: First Degree
• Field of Study: Business Commerce. Legal, Finance or any other related field

Experience Required

• 7+ years
• 7 Years’ general banking experience with exposure to the entire retail and corporate banking value chain and 3 years of exposure to credit with particular focus on Commercial property and complex deals.
• Clear understanding of lending value proposition and delivery strategy as well as thorough knowledge of the code of banking practice.
• Deep understanding of lending value propositions and delivery strategies, supported by strong knowledge of the Banking Practice and end‑to‑end credit processes, including assessment, approval, and risk mitigation
• Proven capability in structuring and executing complex lending solutions, including asset‑based lending, mortgage lending, and debt consolidation, with the ability to tailor solutions to diverse client needs
• Demonstrated track record of collaborating with Relationship Managers and influencing credit, risk, compliance, valuators, and legal partners to deliver timely, high‑quality lending outcomes
• Experience in coaching or upskilling lending specialists, especially in navigating complex or specialized deal structures